Trump's actions are directly responsible for rising health care premiums


The uncertainty sown by President Trump over health payments is causing double-digits premiums increases for Obamacare customers next year, according to new reports this week that could undercut his hopes of blaming Democrats as the law spirals.

"We still would have seen premium increases in many of these states even without the political uncertainty", Cynthia Cox, the study's co-author and associate director of the foundation's Program for the Study of Health Reform and Private Insurance, told The Hill.

Insurers have until September 27 to commit to participating in the exchanges next year.

However, the analysis finds that preliminary rates will likely change, and some insurers have included additional rate increases or said they may revise their requests, depending on potential resolution of outstanding questions in federal policy.

Insurers who assume the individual mandate will not be enforced in 2018 proposed increases ranging from 1.2 percent to 20 percent, while those assuming CSR payments will not be made applied additional rate increases ranging from 2 percent to 23 percent, according to the study. "Insurers vary in the assumptions they make regarding the individual mandate and cost-sharing subsidies and the degree to which they are factoring this uncertainty into their rate requests". The mandate requires almost all Americans to get coverage or pay a penalty.

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Similarly, six in 10 (60%) say that insurers' decisions not to sell insurance plans in certain marketplaces will affect everyone with insurance, and three-quarters (76%) say so about insurers charging higher premiums in certain marketplaces.

"Senator Mitch McConnell said I had 'excessive expectations, ' but I don't think so".

This finding and others from the poll suggest that most of the public is ready for Washington to move beyond the repeal-and-replace debate and instead focus on fixing shortcomings in the Affordable Care Act. Premium increases in unsubsidized second-lowest cost silver plans in the surveyed cities varied from a 5 percent decrease in Providence, Rhode Island, to a 49 percent increase in Wilmington, Delaware, with most cities experiencing premium increases below 25 percent. Up to 7 million more people buy coverage off the exchange but don't qualify for subsidies.

For context, as Drew Altman of the Kaiser Family Foundation noted in Axios on Thursday, there are about 17.5 million people who purchase coverage through the non-group insurance market, 10.3 million of which are enrolled in ACA exchanges.